Allow me to take a moment and introduce our Company and myself.

My name is Kameron Garms, and I am a Licensed Residential Mortgage Loan Specialist for Excel Mortgage Solutions.

In roughly the last 10 years, Mortgages have become more than just a way to buy a house. Mortgages can and have become a key ingredient to an individual or families overall Financial Plan. There use to be literally dozens of different lenders and dozens of different programs in the market place, all specifically designed to suit different needs. In the last 3 years, the Industry has changed dramitically. Qualifying and securing a Mortgage for your home is more involved than it used to be. Well,this is where we come in. We are a Full Service, Mortgage Brokerage Company, dedicated to securing the best Financial Package to meet our clients individual needs and desires.

The process appears overwhelming and confusing on the surface, but it surely does not have to be. We understand how precious time has become these days, and with over 31 years of combined experience, my Team is very proficient in streamlining and simplifying the loan process.

We appreciate the opportunity to be of service to you and your family and I would be personally honored to assist you with your Mortgage Planning. Should you choose myself and my Team, I would like to extend an open Invitation to our offices. I wish you much success and enjoyment in purchasing a new home or refinancing your current one.

It’s a Great Life,

Kameron Garms Vice President NMLS#322480

• Born and raised in Tampa Florida.
• College: University of South Florida.
• 16 years in the Financial and Real Estate market with 2 National Companies and the last 11 years totally focused to Licensed Mortgage Planning in the greater Tampa bay area.
• Married 23 years to wife Karen.
• Two children; daughter-Shelby and son –Kyle.
• Member Exciting Idlewild Baptist church since 1994.
• Favorite past times: Kids, Athletics, Fishing and Skiing.
  
  "The Mortgage Industry has given me the opportunity to assist people with the single most important financial decision they make and it allows me to practice my core belief of the Golden rule."
  
  In 2000 I made 2 very important conscious and strategic decisions: To dedicate my career to Mortgage Planning specifically in the Greater Tampa Bay Market and base my business strictly on a referral Basis.
  
  These decisions have allowed my Practice and my Team to better focus on our clients individual needs and to balance the pursuit of Faith, Family and Finances.
  
  A home is typically the single biggest asset we have to manage and a Mortgage is typically the single biggest Liability we have to manage. I appreciate the opportunity to assist you with your Mortgage Planning, challenge you to think outside the box, educate you on the programs that best compliment your financial goals and present you with options that you have deemed best for you and your family.
  
  It’s a Great Life, Kameron.